# Commercial Business Insurance | Legacy Builder Insurance Agency - Link: https://new.legacybuildersamerica.com/commercial-business-insurance/ - Published: 2026-10-08T06:33:19+00:00 - Author: contact Licensed in 48+ states · Mon–Fri 9:00 AM–5:00 PM [English](https://new.legacybuildersamerica.com/) | [Español](https://new.legacybuildersamerica.com/es/) | [Kreyòl](https://new.legacybuildersamerica.com/ht/)[**Call (305) 749-6303**](https://new.legacybuildersamerica.com/commercial-business-insurance/+13057496303) Insurance ▾ [All Insurance Types](https://new.legacybuildersamerica.com/all-insurance/)[Life Insurance](https://new.legacybuildersamerica.com/life-insurance/) [Health Insurance](https://new.legacybuildersamerica.com/health-insurance/)[Personal Property](https://new.legacybuildersamerica.com/personal-property-insurance/) [Commercial & Business](https://new.legacybuildersamerica.com/commercial-business-insurance/) [Trucking & Transportation](https://new.legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty Insurance](https://new.legacybuildersamerica.com/specialty-insurance/) [Technology & Quoting](https://new.legacybuildersamerica.com/technology-quoting/) Clients ▾ [Client Center](https://new.legacybuildersamerica.com/client-center/)[Schedule a Consultation](https://new.legacybuildersamerica.com/schedule-consultation/) [Request a Policy Review](https://new.legacybuildersamerica.com/policy-review/)[Request a Certificate of Insurance](https://new.legacybuildersamerica.com/certificate-of-insurance/) [Request a Policy Change](https://new.legacybuildersamerica.com/policy-change/)[Upload Documents Securely](https://new.legacybuildersamerica.com/upload-documents/) [Refer a Friend](https://new.legacybuildersamerica.com/refer-a-friend/) [Services](https://new.legacybuildersamerica.com/services/)[About Us](https://new.legacybuildersamerica.com/about-us/) [Careers](https://new.legacybuildersamerica.com/agent-partnership/)[Contact](https://new.legacybuildersamerica.com/contact-us/) [Get a Free Quote](https://new.legacybuildersamerica.com/quote/) Commercial & Business Insurance # Protect your business. Secure your future. Commercial & Business Insurance helps protect your company, employees, property and income from accidents, lawsuits, property damage and business interruptions. [Get a Free Quote](https://new.legacybuildersamerica.com/quote/)   [Talk to an Agent](https://new.legacybuildersamerica.com/commercial-business-insurance/+13057496303) ## Business insurance solutions we offer ### General Liability Protects against claims related to: * Bodily injury * Property damage * Advertising injury * Legal defense costs ### Commercial Property Protects your location and assets: * Buildings and offices * Equipment and inventory * Furniture and tools ### Professional Liability Also known as Errors & Omissions: * Negligence * Mistakes or failure to deliver services * Professional advice related claims ### Business Owners Policy (BOP) A bundled solution: * General liability * Commercial property * Business interruption ### Builders Risk / Contractors For construction and contracting: * Buildings under construction * Materials and supplies * Equipment at job sites ### Workers Compensation Coverage for employees in case of: * Work-related injuries * Medical expenses * Lost wages Why choose us ## Ideal for Customized coverage based on your business type, with access to multiple trusted carriers. * ✔ Small and medium-sized businesses * ✔ Contractors and construction companies * ✔ Retail stores and restaurants * ✔ Professional service providers * ✔ Property owners and landlords * ✔ Startups and entrepreneurs ## Commercial vehicles we insure From delivery vans to dump trucks and trailers, here are the types of commercial vehicles we can insure. ### Vans & delivery * Delivery van * Refrigerated van * Full-size cargo van * Step van ### Box & body trucks * Box truck * Stake body truck * Flatbed truck * Dump truck * Refrigerated truck ### Service & specialty trucks * Utility truck * Utility truck boxes * Cherry picker / bucket truck * Food / catering truck * Tank trucks (baffled) ### Pickups & business-use vehicles * Pickup truck * Five-wheel pickup truck * Smaller rack pickup truck * Passenger auto* * Minivan* * Sports utility vehicle (SUV)* ### Trailers * Open utility trailer * Flatbed trailer * Livestock trailers * Concession trailer * May require proof of occupation or business use. Eligibility depends on the carrier and the vehicle, and very heavy vehicles (over 54,000 lbs gross vehicle weight) may not qualify. **Do not see your vehicle? Ask us.** ## Protect your business today Your business deserves protection tailored to its risks. [Talk to an Agent](https://new.legacybuildersamerica.com/commercial-business-insurance/+13057496303) #### Legacy Builder Insurance Agency A nationally licensed, independent insurance agency committed to protecting families, entrepreneurs, and businesses through customized insurance solutions. #### Insurance [Life](https://new.legacybuildersamerica.com/life-insurance/)[Health](https://new.legacybuildersamerica.com/health-insurance/) [Personal Property](https://new.legacybuildersamerica.com/personal-property-insurance/) [Commercial & Business](https://new.legacybuildersamerica.com/commercial-business-insurance/) [All Insurance Types](https://new.legacybuildersamerica.com/all-insurance/)[Trucking](https://new.legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty](https://new.legacybuildersamerica.com/specialty-insurance/) #### Company [About Us](https://new.legacybuildersamerica.com/about-us/)[Reviews](https://new.legacybuildersamerica.com/#reviews) [Agent Partnership](https://new.legacybuildersamerica.com/agent-partnership/)[Contact](https://new.legacybuildersamerica.com/contact-us/) [Client Center](https://new.legacybuildersamerica.com/client-center/)[Refer a Friend](https://new.legacybuildersamerica.com/refer-a-friend/) #### Contact [(305) 749-6303](https://new.legacybuildersamerica.com/commercial-business-insurance/+13057496303) [info@legacybuildersamerica.com](https://new.legacybuildersamerica.com/commercial-business-insurance/info@legacybuildersamerica.com) 19545 NW 2nd Ave Miami Gardens, FL 33169[Facebook](https://www.facebook.com/legacybuildersamerica/) [Facebook](https://www.facebook.com/legacybuildersamerica/)[Instagram](https://www.instagram.com/ruthie_isabelle_jules/) [TikTok](https://www.tiktok.com/@ruthieisabelle) © 2026 Legacy Builder Insurance Agency. All rights reserved.  ·  [Privacy Policy](https://new.legacybuildersamerica.com/privacy-policy/)· [Terms of Use](https://new.legacybuildersamerica.com/terms-of-use/)  ·  [Licensing Disclaimer](https://new.legacybuildersamerica.com/licensing-disclaimer/)· [Accessibility](https://new.legacybuildersamerica.com/accessibility-statement/) ## Who we insure: passenger, medical and school transportation Whether you carry patients, seniors, church members or students, we help you protect the vehicles and the people on board. ### Medical & non-emergency transport * Ambulatory transport * Wheelchair transport * Stretcher transport * Mental health / psychiatric transport * Dialysis treatments * Chemotherapy and oncology care * Physical therapy * Hospital discharges * Specialist and routine checkups ### Senior & church transportation * Senior transport * Church bus insurance ### School buses & child transportation School buses are one of our specialties, covering vehicles that carry the most precious cargo. * Public school buses * Private school buses * Kiddie transportation * Head Start programs * Independent contractors ### Other ways we can protect you [Life Insurance](https://new.legacybuildersamerica.com/life-insurance/)[Health Insurance](https://new.legacybuildersamerica.com/health-insurance/) [Personal Property](https://new.legacybuildersamerica.com/personal-property-insurance/) [Trucking & Transportation](https://new.legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty](https://new.legacybuildersamerica.com/specialty-insurance/)[Technology & Quoting](https://new.legacybuildersamerica.com/technology-quoting/)