# Specialty Insurance | Legacy Builder Insurance Agency

- Link: https://new.legacybuildersamerica.com/specialty-insurance/
- Published: 2026-10-08T06:54:45+00:00
- Author: contact

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Specialty Insurance

# Protection for what standard policies don’t cover

Specialty insurance covers unique assets, high-value items and industry-specific
risks, with customized coverage for your situation.

[Get a Free Quote](https://new.legacybuildersamerica.com/quote/)   [Talk to an Agent](https://new.legacybuildersamerica.com/specialty-insurance/+13057496303)

## Specialty insurance solutions we offer

### Flood Insurance

Standard policies often exclude flood damage.

 * Heavy rain and flooding
 * Storm surge
 * Rising water levels

### Builders Risk

For construction projects:

 * Buildings under construction
 * Materials and supplies
 * Temporary structures

### Cargo Insurance

Goods in transit:

 * Theft
 * Damage
 * Loss during transportation

### Jewelry Insurance

High-value personal items:

 * Engagement rings
 * Watches
 * Luxury jewelry
 * Collectibles

### Contractor Insurance

Protects tradespeople from:

 * Property damage
 * Job site accidents
 * Liability claims

### Workers Compensation

Coverage for work-related injuries, medical expenses and lost wages.

Why choose us

## Specialty coverage is ideal for

 * ✔ Homeowners with special risk exposure
 * ✔ Business owners with unique assets
 * ✔ Contractors and construction professionals
 * ✔ Companies transporting valuable cargo
 * ✔ Individuals with high-value personal property

## Protect what others can’t

Don’t leave specialized risks uncovered.

[Talk to an Agent](https://new.legacybuildersamerica.com/specialty-insurance/+13057496303)

### Other ways we can protect you

[Life Insurance](https://new.legacybuildersamerica.com/life-insurance/)[Health Insurance](https://new.legacybuildersamerica.com/health-insurance/)
[Personal Property](https://new.legacybuildersamerica.com/personal-property-insurance/)
[Commercial & Business](https://new.legacybuildersamerica.com/commercial-business-insurance/)
[Trucking & Transportation](https://new.legacybuildersamerica.com/trucking-transportation-insurance/)
[Technology & Quoting](https://new.legacybuildersamerica.com/technology-quoting/)

#### Legacy Builder Insurance Agency

A nationally licensed, independent insurance agency committed to protecting families,
entrepreneurs, and businesses through customized insurance solutions.

#### Insurance

[All Insurance Types](https://new.legacybuildersamerica.com/all-insurance/)[Life](https://new.legacybuildersamerica.com/life-insurance/)
[Health](https://new.legacybuildersamerica.com/health-insurance/)[Personal Property](https://new.legacybuildersamerica.com/personal-property-insurance/)
[Commercial & Business](https://new.legacybuildersamerica.com/commercial-business-insurance/)
[Trucking](https://new.legacybuildersamerica.com/trucking-transportation-insurance/)
[Specialty](https://new.legacybuildersamerica.com/specialty-insurance/)

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#### Contact

[(305) 749-6303](https://new.legacybuildersamerica.com/specialty-insurance/+13057496303)
[info@legacybuildersamerica.com](https://new.legacybuildersamerica.com/specialty-insurance/info@legacybuildersamerica.com)
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